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mortgage choice shares slump as it overhauls franchisee pay model




mortgage choice is vowing to lift the share of revenue it pays to franchisee mortgage brokers,  in an overhaul of its remuneration model that will inflict a $30 million one-off hit on its full-year profit.the listed mortgage broker, which had faced an internal uprising from franchisees over its bus...



'desperate people do desperate things' - loan fraud alleged at giant




so-called “low performers” receive a trail commission of 26 per cent of revenue received and mortgage choice retains a margin of 74 per cent, which franchisees say is unfair and pushing many of them to the wall.the documents show there are also 39 “big guns” who settle more than $5.5 million...



'desperate people do desperate things': loan fraud alleged at giant




so-called “low performers” receive a trail commission of 26 per cent of revenue received and mortgage choice retains a margin of 74 per cent, which franchisees say is unfair and pushing many of them to the wall.the documents show there are also 39 “big guns” who settle more than $5.5 million...



house rules: mortgage choice boss turns the camera on herself




mortgage choice founder peter higgins photo: john shakespeare mitchell, in her wisdom, decided against fronting the abc’s 7.30 report to address ferguson’s allegations.the company waited until wednesday to file a statement to the asx robustly defending itself against the allegations. the stateme...



main mortgage interest rate in the netherlands sinks below 2% again




the most important mortgage interest rate in the netherlands – the 10-year fixed instrument with a national mortgage guarantee – has once again fallen below 2%.after several reductions in the rate, mortgage provider de hypotheekshop is now offering the product at 1.98%, the telegraaf said on wed...



longmont's habitat builds gratitude to go around




how habitat's dual mortgage workswe set the first mortgage at what it costs us to build the home. our homes in the poplar grove subdivision in south longmont have been set at $145,000 — what the homeowner pays to own their home.next, habitat gets an appraisal to determine the true market value of ...



longmont's habitat for humanity builds gratitude to go around




how habitat's dual mortgage workswe set the first mortgage at what it costs us to build the home. our homes in the poplar grove subdivision in south longmont have been set at $145,000 — what the homeowner pays to own their home.next, habitat gets an appraisal to determine the true market value of ...



bihar cm nitish kumar expresses displeasure over power franchisee model




press trust of india  |  patna  may 11, 2017 last updated at 16:25 ist



as housing market boom continues 'lower mortgage interest rates on the way'




just as it is beoming more difficult to qualify for a mortage, mortgage interest rates are coming down, the telegraaf reported on wednesday.mortgage adviser hypotheekshop said that after mortgage interest rates were lowered by rabobank and munt, other big providers are expected to follow suit, the p...



markets live: amp shares hit all-time low




the miners were supported by gains from two of the major banks. anz advanced the most of the big four, rising 0.8 per cent to $26.73 while westpac rose 0.6 per cent to $27.69.amp shares fell on the news slater and gordon had become the fourth law firm to level a shareholder class action against the ...



hdfc m-cap crosses rs 3 trn for first time on rs 130-bn fundraising plan




shares of hdfc ltd on monday settled with gains of over 6 per cent, catapulting the company's market capitalisation by more than rs 173.65 billion. the mortgage lender touched a fresh record high of rs 1,878 on the bse, up 6.7% from its previous close with a market cap of rs 3.01 trillion. during th...



government to take no action over pensioners who are refused mortgages




dutch financial sector regulator afm is not going to investigate whether seniors are correctly refused a mortgage loan, caretaker home affairs minister ronald plasterk has told parliament.plasterk was replying to mps questions about the obstacles older people face in obtaining a mortgage.seniors who...



sports direct profits slump, morgan stanley chooses frankfurt, burberry exec tak




shares in asia have reached their highest point for nearly ten years, powered by a surge in global markets on the back of strong corporate earnings in the us. the msci's broadest index of asia-pacific shares outside japan added 0.15%, near its highest level since december 2007. in london, the ftse10...



fund managers buy 1.7 mn pnb shares in feb despite 40% slump in price




most mutual fund managers added shares of fraud-hit punjab national bank (pnb) to their portfolios in february amid a 40 per cent slide in the counter. a total of 1.7 million shares of the state-owned banks were added to by equity mfs, data shows.put together, the number of shares in fund managers' ...



tesla share slide ends reign as most valuable us auto maker




tesla's meteoric rise to become the nation's most valuable auto maker has ended, at least for now, after a reign of less than three months.the electric-car maker has seen its shares fall by almost 20 per cent since june 22. the slide accelerated this week after the company reported that problems wi...



australians are working longer so they can pay off their mortgage debt




rising mortgage debt is affecting everything from employment to spending, as australians approach retirement, our study finds. higher levels of housing debt among pre-retirees are linked to them working for longer.we found for a home owner aged 45-64 years, the chances of being employed are around 4...



wall street go red as tech, consumer discretionary stocks decline




snap shares slump 23.5% on slowing user growthbusiness standardten of the 11 major s&p 500 sectors were lowerreuters  may 11, 2017 last updated at 22:49 isthttp://mybs.in/2uvhel0



what the 2016 census tells us about home ownership in australia




the average australian is still living in a three-bedroom house and paying off a mortgage just as they were in 2011, according to 2016 census data released on tuesday.but while victoria and nsw are often lumped together for having soaring house prices, there’s a big difference between the “ty...



how an rba increase would affect your mortgage repayment




the reserve bank kept rates on hold this month, but experts are increasingly pointing to rate hikes in the near future. for australia’s indebted property owners this could mean paying hundreds of dollars more in repayments every month.but now the market is at a tipping point. experts are predictin...



nicole helps… explain why debt is not reducing




hello nicole,i have come across your article titled "nicole helps… identify a good offset account". my questions to you is: i make loan repayments fortnightly and we have an offset account (this is something i will have to investigate further after reading your article). my real concern is why do...



the secret fears stopping us from seeking better mortgage deals




nine out of 10 of those who have never changed lenders say they could not be bothered ditching their lender, even if they were able to shave 0.2 percentage point off their current mortgage interest rate. a reduction in interest of 0.2 percentage points would save $21,000 in interest over 30 years o...



the secret fears stopping us from seeking better mortgage deals




nine out of 10 of those who have never changed lenders say they could not be bothered ditching their lender, even if they were able to shave 0.2 percentage point off their current mortgage interest rate. a reduction in interest of 0.2 percentage points would save $21,000 in interest over 30 years o...



how an rba increase would affect your mortgage repayment




the reserve bank kept rates on hold this month, but experts are increasingly pointing to rate hikes in the near future. for australia’s indebted property owners this could mean paying hundreds of dollars more in repayments every month.but now the market is at a tipping point. experts are predictin...



how to be your own mortgage broker




loadingbut surely it’s a good thing if they’re trying to get me more money? you say. it’s not – it will cost you more interest … and probably at an over-the-odds rate. more to the point, it’ll earn the broker the most commission.the thing is that the commission varies by lender and coul...



mortgage offset accounts can leave you worse off




that's because money in the offset account reduces the mortgage and therefore the amount of interest paid.the "effective" rate of interest on the money in the offset account is the mortgage interest rate.with many home owners paying a mortgage interest rate of least 4 per cent, that's a much better ...